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Having worked with Mike for the past 2 years I can state with the utmost confidence that he has been pivotal to my success as a Real Estate Broker and to those who work for my brokerage. As the economic climate once again changes in favor of a sellers market, Mike is able to offer our buyers aggressive rates with unbeatable terms. I know of two Mortgage Brokers in all of CA that can truly do a 21 day close and Mike is one of them. Furthermore, his attention to detail, constant updates, excellent communication with both myself and the…read more

Diana G.
Rating: 5

Mike Molina has helped many of my Buyers obtain financing in the past few years. With lending guidelines getting stricter many of my clients were facing very complex challenges in obtaining financing for their primary homes as well as for investment properties but again and again Mike was able to find solutions for each of my clients that best suited their needs and their budgets. Always going the extra mile because he really cared about my Buyers – that is what mattered the most to my clients. I would highly recommend him to any Realtor or home buyer out there!!

Maui D.
Rating: 5

We were first time home buyers and we found Mike Molina to help us with our loan. From the get go he was very responsive. We always had a million questions and he would patiently walk us through the details. He made the whole process very easy and free of tension and offered competitive interest rates for first time buyers! Towards closing we ran into an issue where the investor was taking way longer than proposed to sign off on our loan ( something completely out of Mike’s control). Mike switched the loan to a different investor and personally took…read more

Dipiti S.

Mike was always professional and returned calls and emails promptly. He took time out of his day to review documents and quotes so that I completely understood my loan and terms. He was there through signing documents to following up after we closed.

Bob M.
Rating: 5

Mike Molina was referred to me by my real estate agent and at first I was a little skeptical. You know when your friends hype up a movie too much and then you’re worried you won’t like it because you have such high expectations and then you’re STILL totally impressed with it? That’s my experience of working with Mike and his crew. I should also add that I was a mortgage broker for 2 years so I\'m a knowledgable customer to say the least. First about Mike. Super friendly, extremely knowledgeable and a 10 for 10 when it comes to…read more

Jeremy W.
Rating: 5

We are so happy to have worked with Mike Molina. Working for a mortgage company I didn’t expect for it to be so smooth and so fast, but it was. He knew what he was doing, he was very professional, he got back to us right away, he answered all of our questions, and insured us that things will run smoothly. Very nice person and has good communication skills. Will for sure refer all my friends and family to him! Even now after the loan has closed, he keeps in touch and makes sure everything is good. Very good customer…read more

Dennis M.
Rating: 5

I want to mention how wonderful an experience I had with Mike Molina and Citywide Home Loans. He went to great lengths to help me close on my home loan, even when I wasn’t so sure I would qualify. I received quality service from Mike especially when I was having difficulties with the whole loan process. Mike has such awesome expertise in handling everything that comes with getting a home loan. I was having computer issues ( I\'m not very computer savy) and he was always pleasant, extremely courteous, and even patient with me. He truly made a difference in…read more

Cindy P.
Rating: 5

In the world of Loans and Loan Officers, Mike Molina is nothing short of a miracle worker. He recently did two rental property loans for us in less time than it took a major local credit union to get our paper work together. We dumped the credit union that had a fantastic interest rate and started our loans with Mike Molina at our Realtors advice (Lezlee Gorey), not only were the closing costs less, but he got us a better interest rate!!!!!! Because of employment issues Mike had to do our paperwork TWICE and he still got out loans done…read more

Gerald and Lisa O.
Rating: 5

I recently purchased my first home and was expecting a super stressful process from start to finish. I was dreading the entire loan process, so much so I was considering renting for the rest of my life. Well, finding a house I liked was the hardest part and the loan part was a breeze. Mike was completely hands on from the beginning helping me close in record time. My little family found our perfect first home and had our keys in hand all within that same month. I have never heard of escrow closing so soon! If you are looking…read more

A. S.
Rating: 5

I would give more than 5 stars if allowed. Mike was nothing short of amazing! I had a unique situation and not only was Mike able to handle it flawlessly, he exceeded all my expectations. He called me 4 days before close to tell me he got my rate lowered another eighth. Who does that? Mike, that’s who. He has earned my business for life.

John A.
Rating: 5


Intercap Lending

The staff of Intercap Lending is excited to let you know a little about the people and ideas that make us a great company to do business with.

At Intercap Lending, we work hard to deserve your trust and confidence. Obtaining a home loan can be a stressful and overwhelming experience. With the standards of our “Client Care Program” and with the addition of our state-of-the-art mortgage technology, it is our ambition to make the mortgage loan process a positive and rewarding experience.

Whether you are buying, building, refinancing to a lower rate, experiencing credit hardships or obtaining a home equity loan, we want to be your mortgage lender.

Intercap Lending is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

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